Limited Tort Accident Cases in Philadelphia, PA, & Surrounding Areas
After a car accident in Pennsylvania, many people are surprised to learn that the type of insurance coverage they selected can affect their ability to recover compensation for pain and suffering. If you chose the limited tort option on your auto insurance policy, you may still have legal rights after an accident. The Law Office of Eric S. Nash helps clients throughout Philadelphia, PA, and surrounding areas understand limited tort laws and pursue the compensation they deserve.
Limited Tort cases can quickly become confusing, especially when insurance companies attempt to deny claims or argue that injuries are not serious enough to qualify for compensation. Attorney Eric Nash has decades of experience helping injured individuals navigate Pennsylvania personal injury law while protecting their rights throughout the legal process.
At The Law Office of Eric S. Nash, we understand that accident victims are often dealing with pain, stress, lost wages, and uncertainty about the future. Our goal is to provide clear guidance, personal attention, and experienced representation every step of the way.
Call 215-540-8000 today to schedule your free consultation.
What Is Limited Tort Coverage?
In Pennsylvania, drivers can choose between full tort and limited tort insurance coverage when purchasing an automobile insurance policy. Limited tort policies typically cost less, but they may restrict a person’s ability to recover damages for pain and suffering after an accident.
However, there are important exceptions that may allow injured individuals to pursue compensation even under limited tort coverage.
Situations Where Limited Tort Restrictions May Not Apply
You may still be able to recover damages if:
- Your injuries qualify as a serious impairment.
- You required surgery because of your injuries.
- The at-fault driver was convicted of drunk driving.
- The at-fault vehicle was registered outside Pennsylvania.
- You were a pedestrian or bicyclist.
- You were riding in a commercial or non-private vehicle.
Insurance companies do not always explain these exceptions clearly. Our office helps clients understand whether they may qualify for additional compensation under Pennsylvania law.
Injuries Often Associated With Limited Tort Claims
Some injuries may seem manageable at first but later develop into long-term physical or emotional challenges. Determining whether an injury meets Pennsylvania’s “serious impairment” standard often requires careful review of medical records and the impact the injury has on daily life.
Common injuries in limited tort cases include the following:
Nature's Symphony
- Neck and back injuries
- Herniated discs
- Broken bones
- Head and brain injuries
- Spinal cord injuries
- Chronic pain conditions
- Loss of mobility
- Emotional trauma and anxiety
The Law Office of Eric S. Nash works closely with clients to understand the full impact an injury has had on their lives and future.
Contact a Philadelphia Limited Tort Attorney Today
If you were injured in a car accident and have questions about limited tort coverage, speaking with an experienced attorney can help you better understand your rights. Waiting too long may make it more difficult to gather evidence and protect your claim.
The Law Office of Eric S. Nash is ready to help you pursue the compensation you may be entitled to recover after an accident. Call 215-540-8000 today for a free consultation. There are no upfront costs, and you pay nothing unless we recover compensation for your case.